A digital revolution in insurance – Iute, in partnership with UNIQA Life, Allianz Partners, and GrECo, is changing the game in the insurance brokerage market in the country.

Iute Macedonia – part of the Estonian Iute Group – has launched the first fully digital insurance brokerage service in the country, in collaboration with UNIQA Life, Allianz Partners, and GrECo Macedonia, making it a unique offering on the market.
Through Iute Safe, Iute Macedonia is elevating its operations and customer service to a whole new level, introducing an upgrade to traditional insurance processes and coverage.

In partnership with GrECo Macedonia, Allianz Partners, and UNIQA Life, a modern and flexible insurance model has been developed for the first time in North Macedonia, under the name “Risk Plus – Life Insurance for Loan Customers.”
This model includes coverage tailored to the needs of financial institutions and their clients.

This collaboration brings together the global strength of Allianz in risk management and claims processing, while the expertise of UNIQA Life and GrECo Macedonia ensures that loan customers are fully protected in case they are unable to repay their loan due to unforeseen events such as loss of life or inability to work caused by accidents or illness.
In such cases, the remaining loan amount is not inherited by family members but is covered by the insurer.

All operations – from submitting requests and activating policies to managing documents and filing claims – are conducted entirely digitally and in real time, and are available through the Myiute mobile app.

“The insurance brokerage business at group level is growing rapidly, making it one of the key strategic areas of the company and a central part of Iute’s service ecosystem.
Launching this model is a major step in building a complete and modern service ecosystem offered by Iute.
With this product, we are setting a new market standard and providing our clients with financial security and protection exactly when they need it most.
Our goal is to make every financial obligation safer and simpler, combining technological innovation with human care and responsibility,” said Borjan Kolemishevski, CEO of Iute Safe.

“Life insurance is an investment in a secure future and peace of mind.
We are proud to bring digital transformation directly to our clients through this strategic partnership, making protection more accessible when it’s needed most.
This is not just technological progress, but a testament to our commitment to being closer to the customer.
Our vision is not only to respond to modern challenges but to lead the insurance market through digital solutions, education, and personalized products that truly make a difference.
We believe every family deserves financial security, and our mission is to make that security possible – today and tomorrow,”
said Alexandra Shkembi Antovska, General Manager of UNIQA Life AD Skopje.

“We are delighted to join forces with our partners Iute and UNIQA Life to bring this innovative solution to life.
This collaboration reflects our shared vision for the future of insurance – fully digital, customer-centric, and designed to meet the expectations of modern users.
Together, we are setting new industry standards and reaffirming our commitment to smarter, more efficient, and inclusive financial protection for all.
In doing so, we are not only raising the bar for digital insurance solutions but also strengthening our position as a leader in delivering customer-focused solutions within the Affinity model across the industry,” said Zoran Georgiev, General Manager of GrECo Macedonia.

This innovation is part of Iute Group’s growing strategy to offer digital, everyday-use, and unique solutions in the field of personal finance and insurance, setting new standards for what modern insurance should look like.