Bringing the digital experience to the field of personal finance

Briefly in numbers
288,000+ customers
66M total assets
+1,500 points of sale
131 employees

Our vision

We foresee a future in which it is common to spend regular monthly income by splitting it between various regular, scheduled payments for goods and services that improve quality of life during the agreed time window.
Some of these payments will be credit repayments. The trick is to make the installments very easy to execute, turning them into a seamless part of everyday life.
As a group, we aim to serve millions of customers and that means that we constantly strive to attract the best talent, implement the latest technology.

Tarmo Sild & Allar Niinepuu

Our values

Bringing a transparent finacial solution, while being a socially responsible corporate

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  • We bring the competence of e-Estonia to help develop and digitize the financial sector.

 

  • We help develop local economy to be more transparent.

 

  • We believe money is a means to achieve your goals, not a goal by itself.
  • We contribute to the social environment of the countries we operate in.

 

  • We are a responsible corporate citizen and a solid taxpayer.

Markets

We started our business activity in Albania in 2015 and since then we are the leading personal finance company.

  • Albania

  • Bosnia and Herzegovina

  • Bulgaria

  • Moldova

  • North Macedonia

Team & management

Our core team has an extensive background in finance sector, strategic business management and customer experience.

We originate from a digital nation, and always work to bring the smoothest and well-executed solutions to you.

Tarmo Sild

Chief Executive Officer and co-founder

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Allar Niinepuu

Chief Commercial Officer and co-founder

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Kristel Kurvits

Chief Financial Officer

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Tarvo Rahumägi

Chief Risk Officer

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Mart Nael

Chief Technical Officer

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Goksu Tugay

Chief Customer Experience Officer

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Kadi Raudsepp

Chief Legal Officer

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Career at iute
We are always looking for ambitious and talented individuals to join our team

Send us an overview of your skills, previous work experience and why you would be a good team player at iute.

 

Check Vacancies

Ema, Customer Advisor:

“By being supportive and constructive, we can move forward together. Do you have questions or need help? Contact me – I’m here to help!”