What is Spending Limit?
Spending Limit is money that is instantly available for you. You can use the money for purchases, or if you need Cash. You have many options to use your Spending Limit in iute:
- Pay Later for your purchases with Smart 0%: pay with 4 installments and enjoy 0 MKD in additional fees.
- Pay Later for your purchases with Flexi: Choose your installments and pay over 36 months.
- Get Cash Loan: Choose your repayment schedule and withdraw money from iute ATMs 24/7.
All above mentioned options will be instantly approved within your Spending Limit!
How can I benefit from Spending Limit?
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Spending limit Is a preapproved limit specifically for certain client, which he receives based on his/her income and credit history.
No, there is no cost involved in creating client’s spending limit. This feature is free.
Spending limits can be used as a preapproved cash loan, which client can receive immediately after application, or can be used in Iute’s partners network, to buy product or service.
Spending limit can be found on MyIute application.
Nothing would happen, spending limit can be available, without costs, on client’s MyIute profile if it is needed for future.
Spending limit usage and remaining balance can be tracked on MyIute application.
There is no restriction on what or where can be purchased with client’s spending limit if it is used in Iute’s partners network.